Lock down your spending
Since I figured out how to blackberry blog it means I can blog from anywhere. The
beach, the coffee shop, the sofa etc etc. It allows you to step away from the office
and take in the scenery and get some fresh air while you write. It made me think
about pay as you go entertainment versus contract entertainment.
When I say pay as you go it can mean a one off trip to the cinema or down to a
public gym or maybe out to a local dvd shop to rent a movie.
Ten tips for reducing and clearing debt
When you are in debt you need to first look at the interest rates that you are paying back on the debt to figure out which debts to pay off first. Remember that you must first make sure you pay your essential living expenses such as your mortgage, food, council tax and utility bills.
Generally I would pay off debts in this order (naturally, after you have paid your living costs)
