live below means

Take a controlled risk and avoid becoming stuck in a rut.

When I speak to friends working for large corporations I often ask why they havent moved on or opted for contracting or considered starting their own business.

The answers are normally the same across the board.

I have a mortgage… Its risky.. I dont have enough experience.. Its not secure..

I think this is a problem with 90% of employees. Their idea of security is a regular paycheck from their employer and each time the employee review comes around they hope for a payrise.. It may be 1% , it might be 0% but they are happy to stay year after year with the security.

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